Need a loan with flexible lending criteria and negotiable terms? Need it done fast? Are you a first time home buyer? We can help!

A construction mortgage is generally an “all-in-one” construction loan. If you want to build a custom home or vacation property, can help – from the land acquisition through to construction. We can even convert the amount you borrow into a variety of mortgages.

Qualified borrowers can access Conventional and CMHC/Genworth insured mortgage financing up to 95% of final completion (market value). When you qualify, you can secure financing for the acquisition, construction, and a term mortgage (known as exit financing) all at once. From the building process through the term, construction mortgage rates carry top interest rates and interest-only payments. A construction mortgage is specifically intended to finance the construction of a custom home or vacation property.

We have experience in all areas of construction finance:

Initial plans to completion

Self-Employed construction financing

Construction and rebuild programs

Exit (Term) mortgage conversion when the property reaches 97% completion


If your bank is not providing the help you deserve with new home construction then let 99 Mortgage provide a construction mortgage that will suit your needs. We have many flexible construction finance options that can get your new build completed with less stress and better drawdowns than a bank offers. 99 Mortgage has the experience to address your specific needs at your own pace.

Request more Information

Contact 99 Mortgage to make your appointment to talk to our agent directly.