Pre-approval is a strategic step in the home buying process because:
The interest rate mortgage is guaranteed up to 120 days, even if interest rates go up during that period, you are secured. If a better rate comes up in the meantime, you are automatically relocked into the lower rate. It’s a win-win situation.
You are aware of the mortgage amount that you can borrow to purchase your home, so your real estate agent can show you homes that are within your price range.
Sellers are more interested in offers from buyers who have their financing already lined up.
We at 99 Mortgage know the importance of a Mortgage Pre-Approval, knowing precisely your mortgage payment and what amount you can afford saves you time when shopping for a new home. Let our 27 years of experience help you navigate through the pre-approval process.
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