I stand ready to assist you when your mortgage comes up for renewal or for your own reasons you decide to refinance your mortgage. My role is to act as an industry expert on your behalf, shopping the whole market for the best mortgage rate and terms and making the banks compete for your business. Here is specifically what I do:
- I will ask you a few simple questions to determine how a Mortgage Refinance will benefit you. This includes a full assessment of your existing mortgage or the renewal offer and how it is affecting you. I will explain to you in simple terms the mortgage fine print and what it really means to you.
- I will shop the market and find you the best mortgage refinance rate and terms. I will help you determine what changes to your existing mortgage will benefit you and the options that you will have in a new mortgage scenario. This will include aspects like a lower payment, paying off high-interest debts, and overcoming any potential cost involved with the new mortgage loan.
- I will explain in detail the steps needed to take in order to make the transaction smooth and co-ordinate with any professionals involved from appraisers and lawyers to realtors as well as any creditors.
- I have creative mortgage finance solutions tailored to assist those who have fallen victim to debt settlement schemes and binding consumer proposal obligations. Programs like the Self Directed RRSP Mortgage and Private Mortgages are just a few examples of how I can help you with difficult mortgage refinance scenarios.
Considering a mortgage refinance is a complicated process that affects many areas of your financial situation. From mortgage renewals to making changes to your existing mortgage, I am your mortgage refinance expert and will make it clear and simple the advantages available to you as well as be there to answer all of your questions, representing you until the job is done.